Introduction to Hybrid Equity Funds:
Aggressive Hybrid Equity Funds invest in a mix of equity and debt to offer investors the best of both worlds – the upside from equity and stability of debt. Aggressive Hybrid Equity Funds take relatively higher exposure to equity which is in the range of 65 (minimum) to 80% (maximum) as compared to other funds in the Hybrid category.
What is PGIM India Hybrid Equity Fund?
PGIM India Hybrid Equity Fund invests in the range of 65% to 80% of total assets in equity while the remaining 20% to 35% is invested in debt. The fund is suitable for investors with a high risk appetite and are also looking to balance their portfolio with debt.
Why you should invest in PGIM India Hybrid Equity Fund?
PGIM India Hybrid Equity Fund lets investors participate in the equity upside along with an allocation to debt instruments, providing stability. What makes PGIM India Hybrid Equity Fund unique is that it offers investors an opportunity to invest in domestic equities, fixed income and international equities through a single fund.
PGIM India Hybrid Equity Fund takes exposure to international stocks through PGIM Jennison Global Equity Opportunities Fund. So if you are looking at investing in a mix of equity, debt and international equities, PGIM India Hybrid Equity Fund could be an option.
Who can invest in PGIM India Hybrid Equity Fund?
PGIM India Hybrid Equity Fund is ideal for investors looking for an opportunity to achieve investment growth via allocation to steady compounders (currently, market share gainers), global disruptors and stability via fixed income allocation, maintained as high quality low duration investments.
What should be ideal time horizon while investing In PGIM India Hybrid Equity Fund?
Investors should have a time horizon of at least five years or more while investing in PGIM India Hybrid Equity Fund.
Is PGIM India Hybrid Equity Fund risky?
PGIM India Hybrid Equity Fund invests 65% to 80% of total assets in equity. Thus, the fund is relatively riskier as compared to other categories of funds like PGIM India Equity Savings Fund, PGIM India Arbitrage Fund or other Conservative Hybrid Funds. The fund can witness higher downside volatile as compared to other funds in the Hybrid category which maintain relatively lower equity exposure.
FAQs
How to invest in PGIM India Hybrid Equity Fund?
There are multiple ways to invest in PGIM India Hybrid Equity Fund
- Website: You can invest through https://investors.pgimindiamf.com/auth/login by creating your profile and submitting identity details, and bank account information, and becoming KYC compliant.
- RIA/MFD: You can also invest through a Registered Investment Adviser or Mutual Fund distributor registered with SEBI/AMFI.
- Industry Portal: You can also invest through MF Utility or MF Central portals.
- Do consult your financial advisor before investing to understand if the fund fits into your risk profile.
Can I invest through SIP and lumpsum mode in PGIM India Hybrid Equity Fund?
Yes.
- Initial Purchase: Minimum of Rs 5,000
- Additional Purchase: Minimum of Rs 1,000
In case of SIP, a minimum of 5 installments of Rs. 1,000 each is required.
Should you invest lumpsum or through SIP in PGIM India Hybrid Equity Fund?
The decision to invest through SIP or lumpsum depends on your cash flows. If you have regular cash flow, it is advisable to invest through SIP. Investing through lumpsum option is also ideal as the fund has the in-built flexibility to maintain the right mix between equity and debt so that your equity exposure is not too high when valuations are stretched.
What frequency/dates are allowed for Systematic Investment Plan (SIP), Systematic Transfer Plan (STP) and Systematic Withdrawal Plan (SWP) transactions in PGIM India Hybrid Equity Fund?
SIP Transaction Dates:
- Any day of the month or quarter, as applicable
- Minimum no. of installments and Minimum amount per installment: 5 installments of Rs 1,000 each.
STP Transaction Dates:
- Daily : All business days in the month.
- Weekly : Monday to Friday (Any 1 day).
- Monthly & Quarterly : Any date.
- Minimum no. of installments and Minimum amount per installment: Daily, Weekly, Monthly & Quarterly: 5 (five) installments of Rs 1,000 each.
SWP Transaction Dates
- Monthly, Quarterly & Annual: Any date.
- Monthly, Quarterly & Annual: 5 (five) installments of Rs 1,000 each.
- Frequency: Monthly, Quarterly & Annual.