Introduction :
Monthly and quarterly SIP
Small Cap stocks are susceptible to higher drawdown (negative volatility) when the tide turns against them. The exposure to Small Cap Fund should be in sync with your risk appetite and goals.
What is PGIM India Small Cap Fund?
PGIM India Small Cap Fund invests a minimum of 65% of its corpus in Equity and Equity related instruments of Small Cap companies.
Small Cap Companies shall be 251st company onwards in terms of full market capitalization as per the list prepared by AMFI. (For more details on asset allocation, please refer SID and KIM)
Why you should invest in PGIM India Small Cap Fund?
The fund scouts for companies that may have good growth potential, are run by quality management, have a strong track record, and good financials.
The fund holds a diverse set of fast-growing, innovative companies across sectors.
What should be the ideal time horizon while investing In PGIM India Small Cap Fund?
At least 5 years or more.
What are the benefits of PGIM India Small Cap Fund?
- Potential for higher growth
- Opportunity to invest in varied businesses
- Invest in leaders of tomorrow
- Invest in less popular stocks
Frequently Asked Questions on Small Cap Fund
How to invest in PGIM India Small Cap Fund?
There are several options to invest:
- Website: You can invest through https://investors.pgimindiamf.com/auth/login by creating your profile and submitting identity details, and bank account information, and becoming KYC compliant.
- RIA/MFD: You can also invest through a Registered Investment Adviser or Mutual Fund distributor registered with SEBI/AMFI.
- Industry Portal: You can also invest through MF Utility or MF Central portals.
- Do consult your financial advisor before investing to understand if the fund fits into your risk profile.
Can I invest through SIP and lumpsum mode in PGIM India Small Cap Mutual Fund?
- You can invest in lumpsum as well as through the SIP mode.
- The minimum application amount is Rs 5,000 for a lump sum and Rs 1,000 for additional investment
- You need to commit at least 5 installments (monthly or quarterly) of Rs 1,000 per installment through SIP
Should you invest lumpsum or SIP in PGIM India Small Cap Mutual Fund?
Investing via SIP helps you accumulate more units when markets fall. You can decide to allocate lumpsum or SIP as per your cash flows. When valuations are high, it is advisable to stagger your investments.
What frequency/dates are allowed for Systematic Investment Plan (SIP), Systematic Transfer Plan (STP), and Systematic Withdrawal Plan (SWP) transactions in PGIM India Small Cap Fund?
- SIP: Any date of the month or quarter, as applicable.
- STP: Daily, Weekly, Monthly, and Quarterly
- SWP: Monthly Quarterly, Annual